Trusted P&C Solutions for the Program Insurance Market

Enabling Partner Growth and Protecting Policyholders

Services

We deliver tailored program solutions that foster partners’ growth and success

Spinnaker strives to meets each partner's unique needs by leveraging its underwriting expertise, technology, and financial strength.

We underwrite personal and commercial lines, offer both admitted and non-admitted solutions, and provide our partner programs access to the reinsurance market to help our partners grow their businesses and provide a superior customer experience.

Property

Casualty

Commercial Multi-Peril

Admitted

Non-Admitted

Specialty

Spinnaker Insurance Company and its subsidiaries are rated A- (Excellent) by AM Best, effective January 28, 2026. For the latest Best’s Credit Rating, access www.ambest.com.

Company

About Spinnaker

Spinnaker Insurance Company, a wholly owned subsidiary of Hippo Holdings, is a national property and casualty insurer and trusted carrier partner for high-performing MGAs. For more than a decade, Spinnaker has delivered program insurance solutions across personal, commercial, and specialty lines, serving more than one million policyholders. Rated A- (Excellent) by AM Best, the company is powered by a team of seasoned insurance professionals with more than a century of expertise, combining disciplined underwriting, advanced data and analytics, and rigorous risk management to drive underwriting profitability, support partner growth, and deliver a superior policyholder experience.

Testimonials

What our program partners are saying

Spinnaker has been a phenomenal partner to Boost and the companies we support in front of us. Their team provides critical expertise in a dynamic yet highly regulated market and has always been nimble, and able to work at the speed of innovation.

Alex Maffeo

CEO & Founder ǀ Boost Insurance

Millennial Specialty Insurance (MSI) is proud to have been Spinnaker’s first program and has greatly appreciated the enduring, beneficial relationship that has been in place since 2015. MSI and Spinnaker have worked together as partners, building multiple programs and enhancing reinsurance capacity to deliver solutions to the marketplace.

Jim Roche

President, The Baldwin Group and CEO, Underwriting Capacity and Technology Operations | Millennial Specialty Insurance

Spinnaker has been a trusted partner since 2021. Together, we’ve expanded into all 50 states and significantly accelerated our growth in the small commercial space with general liability and business owners policies. They have been outstanding in pursuing new opportunities, enhancing our products, and supporting a strong reinsurance panel. Their responsiveness, flexibility, and integrity make them a truly valued partner.

David McFarland

Founder and CEO, Coterie Insurance

Contact

Connect with us

Spinnaker is committed to providing expert program management services and access to the reinsurance market, giving you more time to focus on growing your business.

Policyholder Resources

Connect with your policy or claims administrator for assistance.

Industry Partnerships

Our goal is to build long-term partnerships you can rely on.